$15 000 Home Energy Saver Loan!

Home Upgrades you can Finance with Brighte

Whether you’re looking to improve comfort, increase energy efficiency or add value to your home, Brighte can help you make it happen sooner rather than later. From air conditioning and solar solutions to energy-efficient appliances and hot water systems, Brighte provides convenient finance solutions that help you move forward with your home upgrades when you need them most. Eligible products include

✅ Solar system installations – including solar energy systems designed to help reduce electricity costs.

✅ Solar battery storage solutions – allowing homeowners to store excess solar energy for later use.

✅ Air conditioning installations – including energy-efficient systems, including reverse cycle systems.

✅ EV Charging station - make charging your EV easy for the comfort of your home.

✅ Heat Pump hot water system - efficient water heating designed to reduce energy bills.

✅ Home energy upgrades – improvements designed to make homes more comfortable and reduce energy consumption.

All products must meet program requirements and be installed by accredited installers.

Eligible upgrades are subject to change. Refer to energy.nsw.gov.au/home-energy-saver for the most up-to-date list.

A perfect match: Innovate Energy and Brighte Finance

At Innovate Energy, we understand how critical a safe and efficient electrical system is. Delaying essential upgrades due to financial constraints can be stressful and may lead to serious electrical issues over time. That’s why we’re committed to helping homeowners maintain reliable, high-performing systems without the added pressure. To make the process easier, we’ve partnered with Brighte Finance, giving you the flexibility to upgrade now and pay later, without the burden of upfront costs. Loans are provided and managed by Brighte and are subject to assessment; eligibility criteria and approved upgrade requirements apply. All credit applications are subject to Brighte’s credit approval.

Finance amount - Up to $15,000

Interest rate - 0% interest rate

Comparison rate 0.00% p.a.^

Repayment terms - Up to 10 years

Customer fees

• $0 establishment fee
• $0 weekly account keeping fee
• $0 introducer fee
• $4.99 late payment fee; late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90/year)

Eligibility Criteria 

• Your household’s total taxable income not exceeding $210,000 per year.
• The property is located in NSW.
• You own the property (as an owner-occupier or landlord).
• You meet our credit assessment requirements.
• The loan is available across NSW and is subject to Brighte approval.
• You are an Australian Citizen or Permanent resident.
• The property is not social housing or used for short-stay accommodation.

Speak to Our Team Today

Speak to one of our team today to find out how Brighte Finance can help you access flexible finance options through the NSW Government’s Home Energy Saver Loan program. We can guide you through the process, eligibility assessment and help you explore ways to make your energy upgrades more affordable. Enjoy a more comfortable home now without breaking the bank with Brighte Finance.